Simply perfect! This home is truly move in condition and better than new construction. 5 year young split style smart house. Spectacular open floor plan includes living room, dining room w/ access to deck and beutifully upgraded kitchen w/ all the bells and whistles. Cabinetry is solid wood & includes glass fronts, an oversized center island, Quartz countertops, subway tile backsplash, SS appliances + a pot filler. MBR suite w/ a coiffered ceiling, walk-in-closet & spa bath w/ double vanity. 2 additional family sized bedrooms share a hall bath. The laundry is conveniently located on this level. The lower level w/ 11' ceilings is finished to perfection. A large family room w/ SGD to yard, full bath, includes plenty of space for in-law set up. The 3 car garage offers 3 bays, w/ 1 bay large enough for an oversized vehichle or boat and still plenty of surrounding storage. Perfectly sited on 1 acre of beautiful property completely landscaped w/ flowering gardens that include over 200 perennials and beautiful specimen trees. Quality upgrades abound w/ 9' ceilings on 1st floor, 11" ceilings in lower level, LED lighting, custom extra wide moldings, wood panelled doors, attic storage, outlet for electric car, programmable wifi that enables garage openers, mesh gutters, exterior cameras and much more. Lower level complete w/ both heat & AC. cameras & much more. Close to Route 6, schools, shopping & Taconic State Parkway.
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$795,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $636,000 | $636,000 | $636,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $1,691 | $1,691 | $1,691 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,231 | $4,178 | $5,363 |
Total Monthly Payment | $6,014 | $5,961 | $7,146 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.