**CHECK OUT THE 3-D TOUR of this elegant 3/2/2 plus den, 1948sf, 2019 built home is in the GATED COMMUNITY of HARBOR HILLS. This welcoming home has a SPLIT FLOOR PLAN, separating the primary bedroom and bath area from the TWO LARGE GUEST BEDROOMS for additional privacy. The heart of the home has an OPEN CONCEPT that combines the kitchen and living-room-dining room combination, which is great for entertaining family and friends. The living area has TRIPLE SLIDING GLASS DOORS that lead out to an inviting PRIVATE SCREENED SUNROOM, a FENCED PAVER PATIO AREA, all overlooking a beautifully manicured backyard, garden, and landscaped beds. The front yard is also well-manicured and landscaped. PAVER DRIVE and WALKWAY. The front entrance has a SCREENED ENCLOSURE at the front door for added coverage during rainy and inclement weather. The DEN is located to the right of the FOYER. The home has 8’ DOORS/ARCHWAYS and 10’-12’ CEILINGS throughout. The KITCHEN has an OVERSIZED CENTER ISLAND (with a DECORATIVE CERAMIC TILE FRONT, ) which can seat several people comfortably. GRANITE COUNTERTOPS/ SUBWAY TILE BACK-SPLASH, SOFT-CLOSE CABINETS, and PREMIUM SS APPLIANCES such as a Samsung refrigerator with French doors, two pull-out drawers and an AUTO-REFILL WATER PITCHER, an LG AUTOMATED 5-BURNER RANGE/ CONVECTION OVEN and NEW SAMSUNG STEAM WASHER and DRYER. INDOOR LAUNDRY/MUD ROOM. The PRIMARY BEDROOM has AUTOMATED BLACKOUT BLINDS. Bathrooms have QUARTZ COUNTERTOPS and TILE FLOORING. The PRIMARY BATH is enhanced with LARGE DIMENSION TILE (also in GUEST BATH, ) DUAL SINKS/VANITY with a MAKE-UP AREA, DUAL SHOWER HEADS, a DEEP SOAKING TUB. LVP FLOORING in main living area, den, primary, and 1 guest bedroom. This 4-year-old, ADA READY home has tons of upgrades, such as: a SMART IRRIGATION SYSTEM, a SMART HOME ALARM SYSTEM with CAMERAS, SMART PROGRAMMABLE LIGHT SWITCHES, SMART APPLIANCES, SMART GARAGE DOOR SYSTEM, NEST HVAC with ZONE SENSORS, a ROBOTIC LAWN MOWER and a HOME GENERATOR SYSTEM. Other upgrades include, OVERSIZED GARAGE, SECOND REFRIGERATOR TO BE CONVEYED, INTERIOR ROUNDED EDGE CORNERS, and QUARTZ WINDOWSILLS. The community of Harbor Hills requires residence to have a social membership, which includes access to the MARINA, POOL, TENNIS COURTS, CLUBHOUSE, and the CHAMPIONSHIP GOLF COURSE. THIS HOME IS CHARMING AND STATELY. THIS HOME IS A MUST-SEE--SCHEDULE YOUR APPOINTMENT TO VIEW IT TODAY!
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,120 | $351,120 | $351,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $398 | $398 | $398 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,133 | $2,133 | $2,775 |
Total Monthly Payment | $2,606 | $2,606 | $3,248 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.