No flooding here on this Lakefront property in Timber Oaks Community 55+ area. Highly sought after home for sale on the lake with beautiful views. Brand new roof . This home shows pride of ownership and has many upgrades. This is a 2 bedroom/ 2 bathroom/ 2 car garage with a split floor plan. The kitchen and family room have views of the lake along with the oversize enclosed lanai. Relax in your hot tub, which conveys with the home, and look out over the lake. Separate family room with built-in book shelves. Home is light and bright and the floor plan is a buttonwood which is entertainment friendly. From the kitchen you can see your guests in the lanai or out on the large outside patio. Enjoy the community pool or play tennis. This is an active community that offers numerous activities for you to enjoy. Do you like Bocce or playing cards? There are also plenty of areas to walk and enjoy this mature established neighborhood. So convenient to shopping, restaurants, movie theaters, hospitals and entertainment. A short drive takes you to downtown Port Richey with many choices of restaurants and shopping. This community is located close to the 589 veterans expressway for easy commute. The roof shingles replaced in 2012 and the hvac system was changed in 2021
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,720 | $236,720 | $236,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $107 | $107 | $107 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,575 | $1,555 | $1,996 |
Total Monthly Payment | $1,756 | $1,736 | $2,177 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.