89 Pumpkin Hill Road, New Milford (Pumpkin Hill), CT, 06776 | $450,000

This raised ranch in southern New Milford is a rare gem, offering the unique advantage of being a legal two-family home. With four bedrooms and two bathrooms, this property is perfect for multi-generational living, rental income, or simply maximizing space and flexibility. The main level features recently refinished hardwood floors throughout, freshly painted walls, and bright, open living areas. The lower level includes a fully equipped in-law setup, providing a private, self-contained living space, ideal for a second family unit. A spacious and well-maintained yard, and a central location, this home is a blend of practicality, charm, and investment potential. Perfect for those seeking a versatile property with both personal and financial benefits.

Features

  • Town: New Milford
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full
  • Units: 2
  • Laundry: Common Laundry Area
  • Style: Units on different Floors
  • Year Built: 1970
  • Garage: 1-car Attached Garage,Driveway
  • Heating: Baseboard
  • Cooling: Ceiling Fans,Central Air
  • Basement: Full,Fully Finished
  • Above Grade Approx. Sq. Feet: 1,144
  • Acreage: 0.35
  • Est. Taxes: $4,669
  • Lot Desc: Lightly Wooded
  • Elem. School: Hill & Plain
  • High School: New Milford
  • MLS#: 24046867
  • Days on Market: 51 days
  • Buyer Broker Compensation: 2.50%
  • Website: https://www.raveis.com
    /raveis/24046867/89pumpkinhillroad_newmilford_ct?source=qrflyer
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203.733.4212

Keith.Evans@raveis.com

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Matthew DeMariaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 147983

845.290.3871

Matthew.DeMaria@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Gene.Rahilly@raveis.com

Our Insurance Division:

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    requirements, sets up escrows and title insurance, coordinates closing documents
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89 Pumpkin Hill Road, New Milford (Pumpkin Hill), CT, 06776

$450,000

Keith Evans - Keith Evans Team

Sales Vice President

William Raveis Real Estate

Phone: 203.733.4212

Keith.Evans@raveis.com

Matthew DeMaria

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 845.290.3871

Matthew.DeMaria@raveis.com

NMLS Mortgage Loan Originator ID 147983

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $360,000 $360,000 $360,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment $389 $389 $389
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,395 $2,365 $3,036
Total Monthly Payment $2,859 $2,829 $3,500

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.