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15 Ernst Road, Cortlandt Manor (Cortlandt), NY, 10567 | $583,000
Welcome to your dream home, a beautifully renovated gem nestled on a generous 0. 89- Acre lot, on a cul-de-sac. This charming Raised Ranch style home offers 1, 416 SqFt of meticulously updated living space, it features 3 spacious bedrooms and 1. 5 stylishly appointed bathrooms, ensuring comfort and convenience for every member of the family. Step inside to find stunning refinished hardwood floors throughout the main level, with a new French door in the dining area leading to the back deck, ideal for entertaining or to simply relax while sipping your favorite coffee. The main floor also features elegant new trim and freshly painted interior doors with updated hardware. The renovated kitchen is well equipped with brand-new stainless steel appliances, granite countertops offering both functionality and style. Both bathrooms have been tastefully renovated, providing modern fixtures and finishes. The full finished walk-out basement is very welcoming and offers many possibilities. The large living space displays a charming wood burning fireplace, perfect for cozy evenings or additional entertaining, and a half bathroom. You also find the utilities room, with washer and dryer hookups. Enjoy peace of mind with all-new additions, including a brand-new roof, windows, siding, and gutters. The freshly paved driveway leads to a two-car attached garage with modern WiFi-capable garage doors. New front stairway with vinyl railings beautifully installed, a nice touch and so convenient for when your guests come to visit. The home boasts a newly installed septic tank, a new oil tank with updated oil lines, a new burner and two heat zones equipped with WiFi thermostats for customized climate control. A full attic provides ample space for all your storage needs. The home's exterior features a modern vinyl siding, updated front and side flower beds, blooming just in time for everyone to see, and a new front stairway with vinyl railings. Conveniently located with easy access to all the shops, restaurants, entertainment, options in Cortland, and just a short drive to Peekskill, where you'll find the nearest train station, an average 45 minutes ride to NYC. This turn-key property is ready for you to move in and start making memories. Don't miss out on this fantastic opportunity, schedule your visit today!
Features
- Town: Cortlandt Manor
- Rooms: 9
- Bedrooms: 3
- Baths: 1 full / 1 half
- Laundry: In Unit
- Style: Ranch
- Year Built: 1977
- Garage: 2-car Attached
- Heating: Oil, Baseboard
- Cooling: None
- Basement: Finished, Full, Walk-Out Access
- Approx Sq. Feet: 1,416
- Est. Taxes: $11,009
- Lot Desc: Near Public Transit
- Elem. School: Van Cortlandtville School
- Middle School: Lakeland-Copper Beech Middle Sch
- High School: Walter Panas High School
- School District: Lakeland
- Appliances: Stainless Steel Appliance(s)
- MLS#: H6327448
- Days on Market: 49 days
- Website: https://www.raveis.com
/prop/H6327448/15ernstroad_cortlandtmanor_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
15 Ernst Road, Cortlandt Manor (Cortlandt), NY, 10567
$583,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $466,400 | $466,400 | $466,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
| Monthly Tax Payment | $917 | $917 | $917 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,103 | $3,064 | $3,933 |
| Total Monthly Payment | $4,112 | $4,073 | $4,942 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535