Welcome to 3828 Ruby Way, a well-appointed Mt Vernon model home located in the highly sought-after community of Naples, Florida. This turn key 3-bedroom, 2-bathroom house includes a den and a spacious 3-car garage, providing ample room for family and guests. The property spans 1, 983 square feet and offers some of the lowest HOA fees in Naples, with no CDD, making it an affordable option in an exclusive neighborhood.
As you approach the house, you'll be greeted by beautifully landscaped grounds and paver walking paths on both sides, adding to its excellent curb appeal. The roof is just a year old, ensuring longevity and peace of mind for future homeowners. Inside, the home boasts practical features including a central vacuum system and a reverse osmosis water filter in the kitchen, enhancing daily convenience.
The open and spacious kitchen is designed for functionality and ease of use, ideal for preparing meals and entertaining. Adjacent to the kitchen is an open living room offering sweeping south-facing views of the heated pool and a wide lake view beyond, creating a seamless flow of indoor and outdoor living spaces.
The master bedroom is spacious and offers direct access to the lanai, providing a private retreat for relaxation. The master bathroom includes two separate areas for added comfort and convenience.
The south-facing lanai is a standout feature, ensuring the pool enjoys sunlight throughout the day. This outdoor space is perfect for both relaxing and entertaining, enhancing the overall livability of the home.
Located close to downtown Naples, this home is just minutes away from beautiful beaches, shopping, fine dining, and everyday amenities. Additionally, it is less than 15 minutes to Marco Island, offering further opportunities for leisure and recreation. The neighborhood is known for its desirable location, combining tranquility with accessibility to urban conveniences.
3828 Ruby Way is one of the most affordably priced homes in this coveted community, offering excellent value without compromising on quality or location. This is a prime opportunity to own a well-maintained, feature-rich property in one of Naples' most desirable neighborhoods. Don't miss out on the chance to make this house your new home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$875,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $700,000 | $700,000 | $700,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.406% | 6.762% | 6.830% |
Monthly Tax Payment | $244 | $244 | $244 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,540 | $4,482 | $6,146 |
Total Monthly Payment | $4,876 | $4,818 | $6,482 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.