Under Construction. Welcome to the Spire Homes Riley model. This is a home that simply gives you more of what you love: Space, luxury, affordability, and quality craftsmanship. With four bedrooms spread out for privacy, a two-car garage with bump-out storage space, plus smartly positioned pantry and laundry rooms, the Riley is designed for happy, efficient, family living. Sunny and open, it features a covered front porch with space for seating, as well as a lanai in back, accessed by sliding glass doors. The main living area offers multiple options for family and friends to gather, with a nook for casual dining and an area for formal dining or game table. The great room provides ample seating, overseen by a gourmet kitchen with modern appliances and a food prep island with counter seating. There’s a bedroom up front near a full bathroom, Jack & Jill bedrooms in the back of the home, and a luxury retreat owner’s suite on the other side of the home. Spacious and opulent, it features a four-season walk-in closet and bathroom with dual vanities, private lavatory, and large shower area. Currently under construction, completion date subject to change. Some colors and finishes may vary from the photos.
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $70 | $70 | $70 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,371 | $2,309 | $3,003 |
Total Monthly Payment | $2,516 | $2,454 | $3,148 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.