This 3 BR 1. 5 BA bungalow on a quiet street sits on a partially fenced-in, private lot with mature trees and multiple garden beds to cultivate. Enter through the sun-filled porch to find character galore with beautiful original trims, moldings, solid wood doors and hardwoods in every room. The main floor features a large Living Room w/crown molding; formal Dining Room w/built-ins and french doors; a large Kitchen with pantry, eat-in dining area, portable island/prep area, pellet stove, separate storage, and half bath. Bonus room off the kitchen makes a great work space w/separate interior and exterior access to the private backyard. Upstairs are 3 spacious Bedrooms (one currently being used as a music room/office), Full Bath, and two more closets (1 cedar). Unfinished basement with laundry has lots of additional storage space. Newer gas boiler and water heater (2019). Conveniently located near highway, bus line, UMass Hosp. & Green Hill Park. First showings at Open House Sat 9/21 10-12
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Lighting - Overhead | Second |
Bedroom 3 | Flooring - Hardwood, Flooring - Wall to Wall Carpet, Lighting - Overhead | Second |
Dining Room | Closet/Cabinets - Custom Built, Flooring - Hardwood, French Doors, Lighting - Overhead | First |
Kitchen | Bathroom - Half, Flooring - Hardwood, Dining Area, Pantry, Countertops - Stone/Granite/Solid, Kitchen Island, Breakfast Bar / Nook, Lighting - Pendant, Lighting - Overhead, Crown Molding | First |
Living Room | Flooring - Hardwood, French Doors, Lighting - Overhead, Crown Molding | First |
Master Bedroom | Closet, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Lighting - Overhead | Second |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,920 | $295,920 | $295,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $370 | $370 | $370 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,798 | $1,798 | $2,339 |
Total Monthly Payment | $2,243 | $2,243 | $2,784 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.