Opportunity knocks with this amazing single-family property with large addition previously used as an in-law! Perfect rehab property for a family needing extended living space, ideal for a renovation loan. The cape style home features a spacious living room area with hardwood floors, brick fireplace and big bow window, a kitchen/dining room area with sliders to a family room/heated sunroom. There is a spacious first floor bedroom, a full bathroom with tub and linen closet, and a second first floor bedroom with access to the addition with possible in-law space if needed. The large addition with private rear and front entrances features a living room area, a kitchen/kitchenette, a half bath and a large bedroom. The second-floor features 2 big spacious bedrooms and a half bath with enough space for expansion into a full bathroom. The possibilities don't stop there, there is a full basement with potential to be finished into additional living space or simply for all your storage needs. The fully fenced in yard is the perfect size for enjoyment of the warm months. Perfectly located, easy access for commuters by major highways via I95, Merritt & Wilbur Cross pkwys, a short ride away to beautiful West Haven Sandy beaches, downtown area with great restaurants and shopping areas, West Haven train station and within 15 minutes to New Haven and Yale. Welcome to West Haven, miles of shore and so much more!
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan | Main |
Bedroom 2 | Upper | |
Full Bath | Main | |
Kitchen | Ceiling Fan | Main |
Primary Bedroom | Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $586 | $586 | $586 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,458 | $1,458 | $1,896 |
Total Monthly Payment | $2,119 | $2,119 | $2,557 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.