Presented byNancy Hamel |
Lovingly maintained, one owner Echo Hill multi-level home. Set on a quiet cul de sac with a private yard adjacent to ECHO HILL land. Spacious living room with vaulted ceiling and fireplace opens into the dining room with a slider to the 12' x 14' screened porch. Sit and enjoy the country sites and sounds of nature. A blue stone patio is outside seating off of the porch. Second floor are the four bedrooms with ample closets. The primary suite sports a 3/4 bath. A reading nook and a full bath complete this level. The family room is off the garage and is a great place to drop you hat, bookbags, etc. The lowest level sports the washer/dryer and utilities and offers additional space which could be finished into living space if needed. Many updates! Oil heat and mini-splits for AC. Come feel the comfort and love in this HOME. Robert Frost Trail, Hampshire Athletic, PVTA stops are all nearby. Minutes to UMASS!
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Wall to Wall Carpet | Second |
Bedroom 3 | Closet, Flooring - Wall to Wall Carpet | Second |
Bedroom 4 | Closet, Flooring - Wall to Wall Carpet, Balcony - Exterior, Exterior Access | Second |
Dining Room | Flooring - Vinyl, Exterior Access, Open Floorplan, Slider | First |
Kitchen | Closet, Flooring - Vinyl, Dining Area, Cabinets - Upgraded | Main,First |
Living Room | Vaulted Ceiling(s), Flooring - Wall to Wall Carpet, Open Floorplan | First |
Master Bedroom | Bathroom - 3/4, Closet, Flooring - Wall to Wall Carpet | Second |
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Our Executive Mortgage Banker:
Our Insurance Division:
$540,000
Sales Associate
William Raveis Real Estate
Phone: 413.427.3737
Nancy.Hamel@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.604.0905
JohnCarlos.Machado@raveis.com
NMLS Mortgage Loan Originator ID 2064879
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $432,000 | $432,000 | $432,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $606 | $606 | $606 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,874 | $2,838 | $3,643 |
Total Monthly Payment | $3,572 | $3,536 | $4,341 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.