Under contract-accepting backup offers. All the big ticket items have been done in this (furnished) beautifully renovated two bedroom, two bathroom home located in the highly sought-after premier 55+ community of TAMARAC BY THE GULF. Located just two miles from the beautiful Gulf beaches, you can have your toes in the powder soft sand in 5 minutes. This sturdy block home is NOT in a flood or evacuation zone and sustained NO damage from recent hurricanes, All new kitchen in 2020 including solid wood soft-close shaker style cabinets, quartz countertops, stainless steel appliances including a quiet dishwasher, smooth top range with convection oven and air fryer, side by side refrigerator with water and ice in the door, and flush mount microwave (2024). New energy efficient central air conditioning and heating system HVAC 2022, new water heater 2021. The bathrooms have been updated with all new tile, vanities, toilets, faucets, led lighting, and luxury vinyl plank flooring. Ceiling fans and cordless luxury vinyl 2" blinds were added throughout. This home has an extra 10x10 bonus room currently being used as an office.
Tamarac is an active community with a variety of activities throughout the year including dances, pancake breakfasts, exercise and dance classes, cards, game nights and more. The community backs up to a serene conservation area with mature trees, ponds and walking trails. The low HOA fee includes not only your lawn maintenance, water, trash, and sewer, the heated/chilled swimming pool, and other amenities, but also roof washing and periodic painting of the exterior of the home. The 4 point inspection from 2020 shows roof has 20 years remaining useful life. Optionally furnished or unfurnished. This one is ready for you to move in and enjoy year round, or "lock and leave" like many other Snowbirds in the community. Listing agent is owner/seller.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,920 | $343,920 | $343,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $253 | $253 | $253 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,288 | $2,259 | $2,900 |
Total Monthly Payment | $2,616 | $2,587 | $3,228 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.