3420 S Carter STREET, #A, Tampa, FL, 33629 | $549,900

Under contract-accepting backup offers. Charming 2-bedroom, 2. 5-bath corner unit townhome just steps from scenic Bayshore Blvd, offering the perfect blend of style, convenience, and location. With no HOA fees and NO flood insurance required, this home is a rare find in the heart of South Tampa at this price. Inside, you’ll find a bright and spacious living area with beautiful tile and hardwood floors throughout – no carpet here! The kitchen is a chef's delight, featuring stainless steel appliances, granite countertops, and plenty of natural light. The open layout living room and dining room include double French doors opening the rear and side patios. Both bedrooms are ample size and both boast generous walk-in closets, while the primary bedroom features a nicely updated en-suite bath. Recently updated with new hurricane impact windows and protective panels for doors, this home is well-prepared for the elements and helps you save on insurance costs. The private rear patio is a tropical oasis, complete with pavers, lush landscaping, and an inviting hot tub, perfect for unwinding after a long day. Parking is not a concern with two covered spaces and the option for two additional spots along the fence. The townhome is located at the end of the building, providing added privacy and peacefulness. And with a clear 4-point inspection report, you can buy with confidence knowing that this home has been meticulously maintained. This is your chance to enjoy Bayshore living at its best, in a home that truly has it all.

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room
  • Year Built: 1982
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,424
  • Acreage: 0.07
  • Est. Taxes: $5,413
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8304289
  • Days on Market: 32 days
  • Website: https://www.raveis.com
    /prop/TB8304289/3420scarterstreet_tampa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/9/2024 8:17:07 PM)
Listing courtesy of GUARDIAN REAL ESTATE SERVICES   Phone: 813-767-2582

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3420 S Carter STREET, #A, Tampa, FL, 33629

$549,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,920 $439,920 $439,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment $451 $451 $451
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,927 $2,890 $3,710
Total Monthly Payment $3,470 $3,433 $4,253

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.