Nicely updated expanded Kent model with front porch located in 55+ gated golf community of Kings Ridge. Brand new HVAC in 2024 , Roof was replaced in Nov 2017 and newer water heater. Home has 1784 heated SF, 2 BD/2 BA plus den w/ 2 car garage. The lanai is enclosed and has tile flooring and is vented for air conditioning. This added 220 heated SF to the home and is currently being used as a craft /family room. Home has one of the larger kitchens in KR and has a front window! The kitchen has new countertops, deep stainless sink, & faucet plus stainless steel appliances. Microwave is almost brand new. Tile in all wet areas. Outside of the home has just been freshly painted. New interior paint throughout the home. New laminate flooring in 2018 in the great room, dining room, den and both bedrooms. The primary and 2nd bathroom have new countertops, sinks, faucets and lighting. Washer & dryer in laundry room do not remain but are negotiable. Pull down attic stairs added in garage. Painted drive, walk way and front porch. The air ducts have been cleaned recently. Enjoy the Kings Ridge Royal life style in the multi-million $ clubhouse with 3 heated pools, spas, tennis & pickle ball courts, billiards, shuffle board, shows, Bingo, cards and clubs galore. The monthly maintenance fees include: lawn maintenance including trimming of shrubs, care of irrigation system & irrigation water, dish cable TV w/ fiber optic cable thru Opticaltel, internet & home phone, maintenance of roads and outside painting of home every 6 years. Take your golf cart to the Kings Ridge Plaza where you can do your grocery shopping, banking or dine out. .
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Our Executive Mortgage Banker:
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$355,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $284,000 | $284,000 | $284,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $182 | $182 | $182 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,889 | $1,866 | $2,395 |
Total Monthly Payment | $2,146 | $2,123 | $2,652 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.