Charming 3-Bedroom Ranch in Seaford, Long Island Welcome to this lovingly maintained 3-bedroom ranch, perfectly situated on a quiet block in Seaford. This inviting home is in a fantastic location, just moments away from shopping, dining, and parks, making it ideal for families and commuters alike. Step inside to discover a warm and welcoming living room that flows seamlessly into a formal dining area, perfect for gatherings and entertaining. The kitchen offers plenty of space and potential for your culinary adventures. The full basement features a separate entrance and is ready for your personal touch-ideal for extended family or guests with proper permits. With ample storage and room to grow, this basement adds tremendous value to the home. Enjoy the comforts of central air conditioning on warm summer days, and take advantage of the one-car detached garage for additional storage or parking. The low taxes make this home an even more attractive option! Don't miss your chance to own this delightful property in a prime location-
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Our Executive Mortgage Banker:
Our Insurance Division:
$649,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,992 | $519,992 | $519,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $853 | $853 | $853 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,547 | $3,456 | $4,423 |
Total Monthly Payment | $4,491 | $4,400 | $5,367 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.