Nestled in the picturesque Scenic Hills section of Ridge, NY, this 4-bedroom, 2. 5-bathroom colonial home offers a blend of classic charm and modern amenities. Built in 1988, this stately residence sits on a sprawling . 92-acre lot, providing both privacy and a serene setting. As you approach the home, you'll be greeted by its elegant facade, enhanced by 5-year-old siding and well-maintained landscaping. The home features thermal windows that invite natural light into every room, creating a warm and inviting atmosphere. Leaf Guard gutters and solar panels add to the efficiency and upkeep of the home. Upon entering, you're welcomed by ?" hardwood flooring that flows throughout the front of the house, guiding you through a thoughtfully designed layout. On either side of the entrance hall, you'll find a formal dining room and a spacious living room, perfect for hosting gatherings or enjoying quiet evenings. The heart of the home is the cozy den, where a wood-burning fireplace invites you to cuddle up during cold winter nights. Sliding glass doors open from the den to a full-size deck, offering a peaceful spot to watch the sunset over your large, partially wooded yard. The eat-in kitchen is a chef's delight, boasting stainless steel appliances and a charming bay window. The view from the window overlooks the lush backyard, making it an ideal spot to enjoy your morning coffee. From the kitchen, you can access the full, unfinished basement, offering plenty of storage or potential for additional living space. Adjacent to the kitchen is a convenient laundry room, complete with a pantry, half bath, and direct access to both the backyard and the attached 2-car garage. The second floor is home to the luxurious master suite, which occupies nearly half of the floor. This private retreat features a spacious bedroom and an en-suite bathroom with a whirlpool tub and separate shower-perfect for unwinding after a long day. Across the hall, another generously sized bedroom easily accommodates a king-size bed, while two additional bedrooms provide ample space for family members or guests. These rooms share a well-appointed full bathroom. Outside, the property continues to impress with its 6-zone in-ground sprinklers, ensuring your lawn stays green and vibrant throughout the seasons. Underground utilities insures little or no interruption in service due to storms. Two large sheds offer additional storage space for tools, equipment, or outdoor toys. With its two-zone central air conditioning, modern updates, and abundant space, this colonial home is designed for both comfort and style. Whether you're hosting a formal dinner in the dining room, enjoying a cozy evening by the fire, or taking in the tranquil views from your deck, this home is an idyllic retreat that caters to every aspect of family living.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.273% | 5.248% |
Monthly Tax Payment | $1,101 | $1,101 | $1,101 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,281 | $3,281 | $4,267 |
Total Monthly Payment | $4,474 | $4,474 | $5,460 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.