Motivated Sellers! No damage from Hurricane Nadine or Milton!! Welcome home to the Neal communities "Blue Sky 2" model that was freshly painted this month! This house is a three bedroom, two bath with a den and an open great room plan. The tile floors throughout the living room and kitchen keep the home very open and bright. Gorgeous spice color cabinets in the kitchen accented with crown molding, really opens up the space, as well as the beautiful granite counters and stainless steel appliances with easy access to the dining room. The primary bedroom is split from the guest wing and is quite large and light filled. Including a walk-in closet & secondary closet, as well as double sinks with a Roman style walk-in shower. The den can be used as your home office with lots of natural light. This home also offers a larger utility/laundry room with a sink and HVAC closet. The homesite has a beautiful lake view and preserve view, which really makes the lanai and yard very private, peaceful and quiet. There is plenty of space in the yard if you choose to put your own pool in. Rivers Reach has a low HOA fee and it offers some great amenities, which include a gated entrance, large resort style community pool and spa, lounging areas, outdoor kitchen, fitness room, volleyball court, dog park, walking trails and canoe/kayak storage & launch on the Upper Manatee River. Come see for yourself!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $677 | $677 | $677 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,741 | $2,738 | $3,533 |
Total Monthly Payment | $3,510 | $3,507 | $4,302 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.