157 North Union Street, Burlington, VT, 05401 | $459,000

This charming home has been thoughtfully updated over the years, all while preserving its original character and appeal. Situated on a corner lot, it offers a spacious, fenced-in yard, just a short stroll from downtown. Step inside through the new mudroom and into the inviting open-plan living and dining area. The fully renovated kitchen is sure to catch your eye, featuring shaker-style cabinets, beautiful granite countertops, stainless steel appliances, and a subway tile backsplash. A door off the kitchen leads to the landscaped backyard, perfect for outdoor enjoyment. Convenience is key with first-floor laundry, a bedroom, and a full bath all on the main level. Upstairs, the preserved staircase takes you to a second bedroom with a walk-in closet. The unfinished basement provides ample storage space. Outside, a shed offers room for outdoor equipment, and the covered front porch is perfect for relaxing. The spacious and private side yard, complete with flower gardens and a patio, is ideal for enjoying summer days and entertaining guests. Located near the interstate, hospital, UVM, Lake Champlain, schools, restaurants, parks, bike paths, and beaches, this home puts everything Burlington has to offer within easy reach. Enjoy the comfort and ease of living in this move-in-ready downtown gem!

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full
  • Style: Bungalow
  • Year Built: 1899
  • Heating: Baseboard,Hot Water
  • Cooling: None
  • Basement: Concrete Floor,Daylight,Stairs - Interior,Storage Space,Unfinished,Interior Access
  • Approx Sq. Feet: 1,112
  • Acreage: 0.13
  • Est. Taxes: $7,215
  • Lot Desc: City Lot,Corner,Landscaped,Level,Sidewalks
  • MLS#: 5014737
  • Website: https://www.raveis.com
    /prop/5014737/157northunionstreet_burlington_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 9/19/2024
Listing courtesy of KW Vermont   Phone: 802-654-8500
Listing Agent: The Hammond Team

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

157 North Union Street, Burlington, VT, 05401

$459,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $367,200 $367,200 $367,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $601 $601 $601
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,231 $2,231 $2,902
Total Monthly Payment $2,907 $2,907 $3,578

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.