Looking for the perfect home? This land owned 2bd/2ba fully upgraded home with GORGEOUS NEW FURNISHINGS throughout, is waiting for you! Located on a beautiful corner lot with a newly widened driveway to provide for cars and a golf cart. The outside of the home boasts newly installed shingle roof, air conditioner, duct work and humidistat inside. Under the home are all new Tie Downs & a vapor barrier. It has been freshly landscaped with recent addition of a concrete flower edging around the entire home, supported by an underground sprinkler system. A large workshop with double doors will allow for a craft room, office or workshop with plenty of room for your golf cart. Going inside this home will amaze you with all new laminate & tile flooring and new double pane windows throughout. Spacious kitchen with upgraded cabinets, new counter tops and all stainless appliances in the kitchen. Large open living room with many windows. Both bathrooms have been upgraded and a new hot water heater. The washer/dryer is inside for easy access. Huge, spacious lanai with new windows and doors – all screens have been upgraded with “no -seeum” screens. The Oaks community includes Spectrum internet and cable in its fees along with weekly lawn maintenance. A beautiful clubhouse, pool, spa, tennis courts, Pickle ball courts, shuffle board and a fun outdoor fitness area. Golf cart and small pet friendly. Ridgewood has close access to I-75, many restaurants, the Ellenton Outlet Mall, Manatee County Library and provides 24 hour gated security. The Oaks, a Ridgewood 55+ community offers many activities and social events to enjoy. All room sizes are approximate. All information is deemed reliable but should be verified by buyers and buyer's agent
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Our Executive Mortgage Banker:
Our Insurance Division:
$259,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,920 | $207,920 | $207,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $80 | $80 | $80 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,383 | $1,382 | $1,783 |
Total Monthly Payment | $1,538 | $1,537 | $1,938 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.