(SELLER OFFERING $50, 000 ROOF CREDIT AT CLOSING) Take pride in owning this stunning residence, in the PRIVATE GATED Community of Deer Creek in Palmer Ranch! This home is a testament to METICULOUS UPKEEP, with lots of natural light and vaulted ceilings right from the entrance. It presents an inviting open layout with three bedrooms (with one serving as a study) and two well-appointed bathrooms. The living room's expansive triple sliders open up to a beautifully maintained VERY PRIVATE SCREEN LANAI, showcasing a lavish 10' x 40' pool with a graceful waterfall feature! Relish the fruits of your own Mango, Passionfruit, and Papaya trees! The screened lanai is a peaceful haven beside the pool, offering serene views of the natural preserve. The very spacious master suite is a luxurious sanctuary, complete with a soaking tub, separate shower, and bidet in the master bath. Bay windows and high ceilings bring light and grandeur to the living and formal dining areas, while the wood laminate flooring adds to the home's warm appeal. The coveted three-car garage offers extensive storage, including an air-conditioned bay currently used as an office, which can be easily converted back if needed. Deer Creek provides a tranquil setting, adorned with mature trees and verdant greenery, ensuring privacy and a sense of retreat. Located only 5 miles from the famous Siesta Key, with a wealth of shopping and dining venues nearby, this home is the epitome of comfortable and luxurious living. Benefit from a reasonable HOA fee without the burden of CDD charges. Seller will be transferring remaining American Home Sheild Warranty to Buyer at Closing.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $288 | $288 | $288 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,416 | $3,456 | $4,385 |
Total Monthly Payment | $3,796 | $3,836 | $4,765 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.