This great furnished 2 bedroom/2 bath double-wide mobile home could be just the winter retreat or year round home you're looking for. A more attractive home will be hard to find. It was appraised by a licensed appraiser in July 2024 and is priced below the appraised value at that time. It has 1, 218 sq ft of heated/cooled space. PLUS a nicely finished Florida Room with its own heat and AC sources which gives you 178 sq ft of EXTRA space for you to enjoy! This home is situated in Spanish Trails Village, a gated 55+ community where one owns the land under the homes. The dwelling has a great layout with easy flow from the living room to the dining room to the kitchen. The main part of the home has easy to maintain laminate, ceramic and vinyl flooring. The kitchen has been updated and is well organized. Any cook will love creating meals here. The nearby dining room has attractive built-in cabinets and lots of storage. In the spacious living room you will find plenty of room to entertain family and friends. You can even put up a large screened television if you like. But the big surprise is that just beyond the living room and dining room, you have a huge 10 ft by 20 ft bonus room. It is surrounded by east-facing windows and gives you lots of options as to how to utilize this space that most homes in the park do not possess. Both bedrooms have walk-in closets and the primary bedroom has a full en-suite bath with a large shower. The second bedroom is nearby and so is the second bathroom with its tub/shower. Both have updates. The home’s furnishings are very attractive and not like those typically found in “furnished” mobile homes. Through French doors in the Florida Room you can exit to the carport. And to the rear is an extra large utility room with more French doors, a washer, a dryer, an extra refrigerator, a workbench and tons of storage space. Outside the rear door is a cute patio shaded by an awning. A new central heat/AC unit was installed in 2020. Exterior was painted in September 2023! And many of the windows in the home are double-paned. Your low monthly condo fees get you access to the recreation building, swimming pool, whirlpool spa, shuffleboard courts, etc. They even cover your trash pick-up. Pets and golf carts are permitted with some limitations. Located very near restaurants, our hospital, supermarkets, home centers, medical facilities, Walmart, parks, etc. This home is priced below its appraised value and will garner a lot of attention from buyers. Call today to get more information or arrange a tour!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $127,200 | $127,200 | $127,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $25 | $25 | $25 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $773 | $773 | $1,005 |
Total Monthly Payment | $873 | $873 | $1,105 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.