This remarkable Rowayton -Nantucket style colonial is waiting for you! This bright, charming and spacious home has so much - including a full kitchen renovation in 2023 with all new cabinets, countertops and appliances. There's even a sunny eat-in area with bay window seating and access to a lovely patio for grilling and entertaining. There's a formal dining area that leads to a generous sized living room with fireplace. Beyond the dining room is a home office/5th bedroom and full bath. Through the living room you'll be wowed by the sunny and spacious family room which leads to the back patio and fenced in yard. Upstairs the primary bedroom with vaulted ceiling includes a dressing area, walk in closets and full bath. Three additional bedrooms which share a large full bath complete the upper level. The perfect blend of sunshine and privacy creates an ideal backyard space for entertaining and relaxing. Ride your bike to Bayley Beach for Sunday Summer concerts, walk to downtown village shops and restaurants and train. 2 Memory Lane is the Rowayton home you've been waiting for. Because of the favorable response to 2 Memory Lane the sellers are kindly asking that anyone interested in submitting an offer to please do so by 3pm on Monday, 9/23. Please call LA (Kim Hyde) with any questions. Thanks.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 20.0 x 13.0 | Upper |
Bedroom 2 | Hardwood Floor | 18.0 x 12.0 | Upper |
Bedroom 3 | Hardwood Floor | 14.0 x 12.0 | Upper |
Dining Room | French Doors,Hardwood Floor | 13.0 x 12.0 | Main |
Eat-In Kitchen | Bay/Bow Window,Balcony/Deck,Breakfast Bar,Dining Area,Hardwood Floor | 13.0 x 22.0 | Main |
Family Room | Built-Ins,Hardwood Floor | 24.0 x 16.0 | Main |
Full Bath | Tub w/Shower,Tile Floor | Upper | |
Full Bath | Hydro-Tub,Stall Shower,Tile Floor | Upper | |
Full Bath | Tub w/Shower,Tile Floor | Main | |
Living Room | Built-Ins,Fireplace,Hardwood Floor | 13.0 x 24.0 | Main |
Office | Hardwood Floor | 8.0 x 14.0 | Main |
Primary Bedroom | Vaulted Ceiling,Built-Ins,Dressing Room,Full Bath,Walk-In Closet,Hardwood Floor | 19.0 x 12.0 | Upper |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,320,000 | $1,320,000 | $1,320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.850% | 6.360% | 5.930% |
Monthly Tax Payment | $1,838 | $1,838 | $1,838 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,392 | $8,127 | $10,961 |
Total Monthly Payment | $9,355 | $10,090 | $12,924 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.