Sweet in-town home w/an in-law apartment that is currently configured as a separate unit for additional income or family member. INTERIOR PHOTOS COMING SOON!! Wonderful, easily accessible location! Country-living feel, but in-town location. Close to the middle and high school, Oak Grove elementary, hospital and downtown. Incredibly protected setting w/ nice mix of natural sun & shade. This loved & cared for 1. 5-story cape features a primary, 2-level residence in the front w/ a 2-level secondary residence in the rear. A sweet, full-width, front porch to enjoy the afternoon sun, AND a private lawn & garden area on south side of house. Primary residence offers 4 rooms plus half-bath/laundry room, including a very large country kitchen on the first level; and a bedroom & large bath on second level. Secondary residence offers a large living room (or bedroom), spacious kitchen & full bath on lower level w/ two additional rooms on second level. Hardwood & softwood flooring adds warmth & charm to both residences. ADDITIONALLY, an attached, 391 SF, 2-bay (park your cars and/or toys), and an amazing 33’ x 22’, 2-story barn (for car & storage OR reimagine & repurpose for some creative alternative use!!!). Recent improvements made to both home & barn foundations. Newly paved driveway for plenty of off-street parking. Residence basement has vapor barrier & spray-foam insulation. Be in your new home BEFORE the holidays!! Delayed showings begin on Friday, September 27, 2024.
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$335,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $268,000 | $268,000 | $268,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $463 | $463 | $463 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,628 | $1,628 | $2,118 |
Total Monthly Payment | $2,166 | $2,166 | $2,656 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.