Back on the market - buyers funding fell through. Rarely available 1st floor condo with gorgeous views of the 16 acre lake. This 2 bedroom, 2 bathroom condo in Lakeside of Charlotte County has it all. The open and bright floorplan has tile throughout, blinds on all windows and slider, ceiling fans, built in desk and tv stand with storage. Master bedroom has en suite bathroom and walk in closet. The kitchen has Corian counters, pantry and breakfast bar. All windows and slider have hurricane shutters. The low HOA fee of $725 quarterly includes all common area costs plus your water, sewer and trash. The community pool is across the parking lot along with the clubhouse. New roof 2023. Close to I-75, shopping, restaurants and 15 minute drive to Historic Downtown Punta Gorda.
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Our Executive Mortgage Banker:
Our Insurance Division:
$147,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $118,000 | $118,000 | $118,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $249 | $249 | $249 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $785 | $784 | $1,012 |
Total Monthly Payment | $1,109 | $1,108 | $1,336 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.