Welcome to Seminole Grove Estates, a charming community known for its picturesque sidewalks and well-kept homes. This home has been lovingly cared for over the past 20 years by one owner, radiating curb appeal and pride of ownership. Inside, you'll find a spacious and versatile layout, perfect for today's buyers. The formal living room flows seamlessly into the dining room, and just beyond is the kitchen, boasting stainless steel appliances, ample barstool seating, and an open view into the family room with updated flooring. Natural light pours into the family room through a skylight, creating a bright and inviting space. Off the family room is a Florida Room, complete with a bar and kitchen pass-through, ideal for entertaining friends and family. The owner’s suite features a private ensuite bathroom with dual sinks and a glass-enclosed shower. The two guest bedrooms are generously sized and conveniently located near the full guest bathroom. This home also includes an indoor laundry room with washer, dryer, utility sink, and extra storage. Step outside to enjoy the partially covered paver patio overlooking a lush, private, fenced backyard. Additionally, there's a large storage shed for even more storage space. Zoned for A Rated Bauder Elementary School, situated just minutes from Seminole City Center, you'll have easy access to some of the best shopping, dining, and entertainment in Seminole. Plus, you're less than 15 minutes from Indian Shores and some of the area's best Gulf beaches, all without the hassle of being in a flood zone or HOA. Priced well to reflect your future updates, this home offers an incredible opportunity to make it your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $176 | $176 | $176 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,865 | $2,791 | $3,573 |
Total Monthly Payment | $3,133 | $3,059 | $3,841 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.