Discover the hidden gem of Royal Highlands! This spacious 4-bedroom, 2-bath home offers the perfect blend of tranquility and modern convenience, nestled just minutes away from the stunning natural springs of Weeki Wachee, Homosassa, and Crystal River. Live the ultimate water life with quick access to the ocean, perfect for boating, fishing, and all your aquatic adventures. Step into your large backyard, fully fenced and surrounded by mature landscaping, where a newly constructed fire pit and wood rack create the perfect setting for cozy evenings under the stars. Inside, the home offers an expansive living room and family room, perfect for entertaining or enjoying quality time with loved ones. The kitchen boasts modern appliances and flows seamlessly into the dining room, making meal prep and serving a breeze. Retreat to the master suite, where a private bathroom awaits, complete with a soothing garden tub, separate shower, and dual vanities. The split floor plan ensures privacy, with three additional bedrooms located near the second bathroom. With peace of mind from a 2-year-old A/C system, recently serviced well and septic, and newly installed solar panels (PACE program), your energy bills are practically nonexistent. Best of all, the seller will pay off the PACE loan at closing! Situated on nearly half an acre, with no HOA or CDD, this home is your chance to enjoy the perfect blend of space, privacy, and the best of Florida’s natural beauty. Don’t wait—schedule your showing today and fall in love with this dream home! 3G7bJKMwd8
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $173 | $173 | $173 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,047 | $1,994 | $2,552 |
Total Monthly Payment | $2,295 | $2,242 | $2,800 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.