Discover ideal coastal living in this turnkey 2-family home nestled in the prestigious Harbor Shores neighborhood located on a quiet cul-de-sac. Recently renovated this home boasts a brand new roof, new deck and tankless water heaters, ensuring energy efficiency and peace of mind. The 2B/1b on the 1st floor has been freshly painted and features brand new carpet, creating a bright and inviting space. It presents an opportunity for new owners to either move in or capitalize on potential rental income. The 3B/1b on the second floor is currently occupied by long-term renters on a month-to-month basis, providing immediate rental income. This ready-to-move-in property is the perfect blend of comfort and convenience, making it an ideal choice for both homeowners and investors. Harbor Shores is renowned for its proximity to a variety of amenities. Just a short distance away, you'll find the vibrant Sono neighborhood, bustling with trendy shops, delicious restaurants, a lively nightlife and the newly planned Park on Manresa Island. For those who commute, the property's convenient location near major transportation routes and train stations provides easy access to surrounding areas. Don't miss out on this incredible opportunity to own a beautifully updated 2-fam home in one of Norwalk's most desirable neighborhoods. Schedule a viewing today to experience the coastal lifestyle and explore the potential of this turnkey property. Audio-enabled cameras are located both inside & outside. Manresa Island, the former power plant which was decommissioned in 2013 will be transformed into a public space by approximately 2030. Once completed, this exciting development will provide residents and visitors alike opportunities for recreation, relaxation, and waterfront activities. Flood Insurance required with mortgage; Rent for unit 2: $2, 300/mo.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $750 | $750 | $750 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,460 | $3,456 | $4,385 |
Total Monthly Payment | $4,302 | $4,298 | $5,227 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.