Charm abounds in this meticulously maintained riverfront home, the William Denison House. Originally built in 1767, this spacious 2, 800 SQ FT 4-bedroom 2. 5 bath antique colonial is sited on a magnificent . 62-acre lot overlooking the Falls River with an in ground pool & a small bridge that leads to a picturesque private island. Water views include Jean's Island in the background, a part of the Essex Land Trust. Inside, you will find the perfect 1st floor layout - a formal living room w/original wood molding, FP & natural light. Located just off the living room is an office w/custom shelving, plantation blinds, French doors, & access to a small deck. The kitchen offers cork floors, S/S appls & granite counters, but the true centerpiece is the original hearth surrounded by woodwork & an original beehive oven. The kitchen opens to a dining area w/vaulted ceilings, wide planked wood floors & exposed, reclaimed beams. A huge, adjacent FR has exposed wood beams, glass slider to the backyard & access to the garage. Rare 1st fl primary suite w/remodeled shower & Jacuzzi bath. A laundry room & 1/2 bath complete the 1st fl. The 2nd fl has 2 bedrooms w/FPs, a full bath & bonus living space. A finished 3rd fl has a bedroom & a small, cozy room. Recent upgrades include solar panels, 4-zone propane heating system, HW heater, roof, EV-enabled outlet, 1st fl C/A compressor & 7 custom Marvin windows. With its old-world charm & beautiful views this home truly has it all! Custom cherry wood cabinets in the family room do not convey with the property.
Type | Dimensions | Level |
---|---|---|
Bedroom 1 | 10.0 x 15.9 | Upper |
Bedroom 2 | 14.9 x 15.9 | Upper |
Bedroom 3 | 9.3 x 11.5 | Upper |
Dining Room | 12.0 x 14.6 | Main |
Family Room | 16.3 x 21.1 | Main |
Kitchen | 13.1 x 14.9 | Main |
Living Room | 17.2 x 23.4 | Main |
Primary Bedroom | 15.1 x 15.6 | Main |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $716,000 | $716,000 | $716,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $755 | $755 | $755 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,122 | $4,526 | $6,042 |
Total Monthly Payment | $4,969 | $5,373 | $6,889 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.