Welcome to lush beauty on a quiet cul-de-sac street created by an experienced Master Gardener! This gorgeous, meticulously maintained home, located just a stroll away from Sumter Landing Square and the Virginia Trace Pool is a rare opportunity for a lucky buyer looking for location, upgraded living and appreciation for nature!! This custom-built Gardenia in Virginia Trace has wonderful features that will leave you feeling as though you’ve just been hugged! It is being offered TURNKEY! As you approach, you will see textured concrete on the driveway and brick pavers on the walkway. The column was not installed in this model, leaving the main living area feeling huge and open! This lovely home has upgrades such as CROWN MOLDING, Wainscoting, White cabinets, CORIAN counters in kitchen, TILE Backsplash, and a NEW BOSCH DISHWASHER! PLANTATION SHUTTERS THROUGHOUT, Engineered HARDWOOD FLOORING in the main living areas, KNOCKDOWN CEILINGS (NO POPCORN), and added chair railing in Living room, dining room and main bedroom are also great features. The living room has a gas fireplace that will warm you on cooler days. The main bath has a FRAMELESS GLASS SHOWER and cultured marble counters. FRENCH DOORS to the ENCLOSED LANAI, enhance the upscale feel of this home, and when you see the gorgeous park-like gardens beyond, you’ll be mesmerized, or if not a garden person, there's ROOM FOR A POOL!! The INSIDE LAUNDRY room has a utility sink for your convenience! The garage has a side door to the outside and Epoxy floors. The ROOF was REPLACED IN 2020, Hot Water Heater was replaced in 2018 and the HVAC was replaced in 2014. The icing on the cake is that the BOND IS PAID!!! Jump at the opportunity to see this wonderful home and call for your private showing today!!!!
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Our Executive Mortgage Banker:
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$569,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $455,200 | $455,200 | $455,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $225 | $225 | $225 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,028 | $3,025 | $3,903 |
Total Monthly Payment | $3,344 | $3,341 | $4,219 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.