Welcome to 868 Bayberry Lane! This home has been lovingly maintained & enjoyed by the same family for 27 years! A pretty covered porch welcomes you into the sun filled interior. The floor plan is open & all the living spaces flow seamlessly into one another creating a wonderful space for everyday living & entertaining. The kitchen boasts maple cabinetry, granite counters, stainless appliances, a breakfast bar and a cozy dining area with views of front yard. The formal living room presents you with a fireplace & large bay window overlooking the rear yard and adjoins with the formal dining room area with access to a private deck. Relax and watch the leaves change from the 4-season porch with sliders to a deck leading to rear yard. A first-floor king size bedroom and a queen size bedroom are serviced by a stylish full bath w/double vanity & tub/shower enclosure. Staircase to 2nd level lead to an ensuite bedroom w/full bath & access to walk-in attic which can be finished for add'l living space. Quiet enjoyment awaits in the lower-level family room w/fireplace and large bay window & walks out to a beautiful patio area. The backyard is private & level & mature plantings create a natural border of privacy. Sought after upgrades include: leaching fields, well tank, roof & gutters (2021), A/C Compressor 2018, hot water tank (2017), sunroom roof (2015), septic tank (2011) and potential for natural gas hook-up!. Quiet cul-de-sac location! The one you've been waiting for!
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan,Hardwood Floor | Main |
Bedroom 2 | Skylight,Full Bath,Wall/Wall Carpet | Upper |
Dining Room | Sliders,Hardwood Floor | Main |
Eat-In Kitchen | Breakfast Bar,Ceiling Fan,Granite Counters,Dining Area,Hardwood Floor | Main |
Family Room | Bay/Bow Window,Fireplace,Wall/Wall Carpet | Lower |
Full Bath | Remodeled,Double-Sink,Tub w/Shower,Tile Floor | Main |
Full Bath | Stall Shower,Tile Floor | Upper |
Full Bath | Stall Shower,Tile Floor | Lower |
Living Room | Bay/Bow Window,Built-Ins,Fireplace,Hardwood Floor | Main |
Primary Bedroom | Main | |
Sun Room | Sliders,Wall/Wall Carpet | Main |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,920 | $471,920 | $471,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $826 | $826 | $826 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,140 | $3,137 | $4,046 |
Total Monthly Payment | $4,058 | $4,055 | $4,964 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.