Presented byThe Whiteman Team |
For over a century this very charming home, right on the beach is sited on a high lot in Indian Cove, has been a place for gathering friends and family to enjoy the grand views of Long Island Sound and the wonderful Indian Cove Community with a fabulous beach with raft and diving board and a community dock. The structure, originally a carriage house, has been upgraded and improved to provide an exceptional dwelling. The first floor living room and dining room each have sweeping views of the water. In the Living room there is a gas fueled stove, which is so comfortable in the winter, and access to a lovely four-season porch (which is also a gracious way to enter the house. ) The large dining room, with charming tongue and Groove wood ceiling, has access to the deck. There is a clever cabinet in the DR that houses the full-size washer and dryer. The kitchen is tidy and efficient with gas range, refrigerator, dishwasher, microwave, and Corian counters. Just between the kitchen and the back door is the half bath; easy to access from inside or outside. Upstairs most of the ceilings are vaulted and there are three skylights. There is a wide hall, a primary-bedroom with two closets, a bedroom, a study and a full bath. There is limited attic storage. There are views from every room. The skylights are new, and all the windows are insulated double paned. The house is heated and cooled by efficient heat exchange mini-splits. On the lower level there is a one car garage and a workbench. There is additional storage space in a free-standing shed. Located just minutes from the historic Guilford Green, 20 minutes to New Haven and just about equidistance between NYC and Boston this house is a turn-key delight.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Skylight,Softwood Floor | 7.0 x 11.0 | Upper |
Dining Room | Softwood Floor | 14.0 x 18.0 | Main |
Full Bath | Skylight,Full Bath,Stall Shower,Vinyl Floor | Upper | |
Half Bath | Vinyl Floor | Main | |
Kitchen | Corian Counters,Vinyl Floor | 8.0 x 11.0 | Main |
Living Room | Beams,Gas Log Fireplace,Softwood Floor | 17.0 x 23.0 | Main |
Primary Bedroom | Skylight,Vaulted Ceiling,Ceiling Fan,Softwood Floor | 12.0 x 17.0 | Upper |
Study | Softwood Floor | 8.0 x 11.0 | Upper |
Sun Room | French Doors,Vinyl Floor | 9.0 x 17.0 | Main |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $960,000 | $960,000 | $960,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.963% | 5.983% | 5.805% |
Monthly Tax Payment | $1,108 | $1,108 | $1,108 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,153 | $5,679 | $7,908 |
Total Monthly Payment | $6,386 | $6,912 | $9,141 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.