This nicely apportioned 4-bedroom colonial located in the quiet neighborhood of Woodrum Drive is ready to be yours! Lovingly owned by the same family for the past 45 years, the home offers the amenities, interior space and yard to enjoy peaceful living. Enjoy downtime on the covered front porch or entertaining family or friends on the oversized rear wooden deck. The main level is highlighted by the open eat-in kitchen and family room combination with wood burning fireplace and access to the rear deck. The first level is rounded out with a formal living room, dining room, powder room, & laundry while 4-bedrooms and 2 full updated bathrooms await upstairs. A large unfinished basement offers wonderful possibilities to accommodate any additional needs. Perfect for nature lovers, Bear Mountain and Harriman State Parks are located just short ride away while plenty of other activities nearby include local shopping, public golf courses and pools, hiking trails and boating marina. Close proximity to Exit 15 of the Palisades Parkway.
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Our Executive Mortgage Banker:
Our Insurance Division:
$679,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $543,200 | $543,200 | $543,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,047 | $1,047 | $1,047 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,614 | $3,610 | $4,658 |
Total Monthly Payment | $4,753 | $4,749 | $5,797 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.