MLS#224076404 REPRESENTATIVE PHOTOS ADDED. November Completion! Welcome to The Ceretti at Esplanade by the Islands! This impressive 1, 905 square foot twin villa offers 3 bedrooms, 2 bathrooms, a study, and a 2-car garage. Enter through the side entry and step into the heart of the home, designed for both entertaining and relaxation. The elegant designer kitchen overlooks the open-concept gathering room and is conveniently connected to the dining room. At the rear, you'll find a sunlit lanai perfect for unwinding. The peaceful owner's suite is located just off the gathering room, while the secondary bedrooms and an additional full bath are situated on the opposite side of the home. This villa also features a laundry room and a study, making it a perfect blend of functionality and style. Structural options include: Outdoor kitchen rough-in, tray ceiling package, study with pocket doors, laundry room sink, and additional drop-in sink in guest bathroom.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $541,092 | $541,092 | $541,092 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $546 | $546 | $546 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,600 | $3,555 | $4,563 |
Total Monthly Payment | $4,238 | $4,193 | $5,201 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.