QUIET SANCTUARY w/ SCREENED IN PORCH. Cute bungalow on double-sized lot at end of dead-end street. Catch the beach breezes and watch the seagulls circle effortlessly overhead. Island Park offers a "Cape Like" beachy vibe where people ride bikes in flip flops and know their neighbors. Original hardwood floors throughout in great shape. A large addition provides a spacious primary bedroom with access to the backyard and patio. Upper level has additional storage, play area, and private office space. Full lower level is ready for your finishing touches. Fenced yard w/ large gardening area is great for pets to roam free and enjoy the fresh, salty air. Oversized 2-car garage with its own 60A circuit w/ 240V service for your RV or machine tools. Updated natural gas boiler. Propane fireplace and stove. Adjacent to Island Park Playground and close to the Beach and Flo's Clam Shack. Properties in Island Park have been flying off the market so don't miss your opportunity.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood | 10.0 x 10.0 | Main,First |
Kitchen | Flooring - Hardwood, Pantry | 11.0 x 13.0 | Main,First |
Living Room | Flooring - Hardwood, Cable Hookup | 13.0 x 28.0 | Main,First |
Master Bedroom | Ceiling Fan(s), Closet, Flooring - Hardwood, Cable Hookup, Deck - Exterior, Exterior Access, Remodeled | 13.0 x 19.0 | Main,First |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $359 | $359 | $359 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,456 | $2,393 | $3,036 |
Total Monthly Payment | $2,890 | $2,827 | $3,470 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.