Here it is! If you've been searching for a home in a FANTASTIC location, this is your chance! This single-story bungalow features three bedrooms and two bathrooms and is nestled in the greater North Main area. Upon arrival, you'll be greeted by a cozy, private front porch surrounded by mature landscaping. Upon entering, you'll notice a welcoming wood-burning fireplace, open floor plan, beautiful wood floors, and a soaring vaulted ceiling. The lovely bay window allows plenty of natural light into the dining and kitchen areas. The kitchen offers an island, a pantry, and stainless steel appliances, making it highly functional. A convenient side entrance off the kitchen leads to a deck, perfect for grilling or enjoying a quiet morning coffee. The hallway leads you to the private bedrooms and bathrooms. The primary bedroom, located at the back, features an en suite bathroom and closet, while the second and third bedrooms are well-proportioned. Outside, you’ll be sure to dine al fresco on the expansive back deck, complete with a sunshade. A large shed provides storage space and a covered area, perfect for a golf cart to whisk you downtown. The backyard is generously sized and partially fenced, featuring an outdoor fire pit and raised beds for your urban gardening aspirations. Enjoy the best aspects of city living with quick access to downtown entertainment, restaurants, Parks (Croftstone, Timmons, Paris Mtn, and Unity), shopping, and Highway 385 access.
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $139 | $139 | $139 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,996 | $1,994 | $2,530 |
Total Monthly Payment | $2,210 | $2,208 | $2,744 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.