Charming 2-Bedroom Home in 55+ Gated Community - Perfect for Florida Living! Welcome to this delightful single-family home located on a spacious corner lot in the sought-after Driftwood gated community of Zephyrhills. With this versatile split floor plan the home offers both comfort and convenience for your ideal retirement lifestyle or seasonal Florida retreat. Step inside to discover an inviting living room and dining room combo, complemented by vaulted ceilings and a cozy eat-in nook perfect for your morning coffee. The kitchen comes fully equipped with all appliances, including a washer and dryer located in the 2-car garage for added convenience. Relax in the heated and cooled front porch where you can listen to the birds chirp while you have your morning coffee or enjoy peaceful evenings in the screened-in back room just off the living area. With carpet throughout the home, except for the wet areas, this residence offers a warm and welcoming atmosphere. The master suite features its own full bath for privacy, while the guest bedroom is conveniently located next to the main bathroom so they have their own space. The community offers a wealth of amenities, including a pool, clubhouse, and plenty of social activities like potlucks and gatherings. Located just minutes from Advent Hospital Zephyrhills and local doctors' offices, it’s an ideal location for part-time residents. Enjoy easy access to theme parks, beaches, and all the excitement Florida has. Whether you're looking for a year-round home or a seasonal escape, this home is the perfect place to enjoy the Florida sunshine!
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Our Executive Mortgage Banker:
Our Insurance Division:
$259,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,200 | $207,200 | $207,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $148 | $148 | $148 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,379 | $1,377 | $1,777 |
Total Monthly Payment | $1,602 | $1,600 | $2,000 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.