Looking for a WATERFRONT lot to build your dream home? Check out 3480 Cobia Drive (LOT 30). This 0. 20-acre lot is flat, already cleared & located on a quiet dead end street in Hernando Beach South! Hernando Beach South is a waterfront Deed Restricted Community with a yearly HOA fee of $330 per lot per year. This fee includes grounds maintenance of each lot twice a month until you start construction on your home, then the fee is reduced. Hernando Beach South offers indirect access to the Gulf of Mexico by using the Community Boat Lift located near Companero Entra. Located in flood zone AE, this provides lower insurance and building costs making it more affordable for waterfront living! Power, public water, and sewer hookups are at the street. Hernando Beach is a charming coastal town offering unique restaurants and live entertainment for your enjoyment. Located near Weeki Wachee State Park and Pine Island Beach. Less than an hour to Tampa International Airport! Come check out all that Hernando Beach South has to offer and enjoy living the Florida lifestyle! No For Sale Sign on property due to Deed Restrictions, call me today! **Lot 28 also available for $71, 000 MLS #OM685878
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Our Executive Mortgage Banker:
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$71,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $56,800 | $56,800 | $56,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $378 | $378 | $479 |
Total Monthly Payment | $453 | $453 | $554 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.