LOCATION LOCATION LOCATION !! This stucco 2/2/2 with Florida room, inside laundry and large screened patio sits on a BEAUTIFUL . 33 acre GOLF COURSE LOT on a CUL-DE-SAC. Located in a peaceful wooded area between the 14th green and the 15th T-boxes, So no concern of errant golf balls here! The long driveway will accommodate multiple vehicles when family comes to visit, or your camper while loading up for your next adventure. The large kitchen has lovely wood cabinets with a plethora of pull out drawers and plenty of prep space for dinners or entertaining, plus a built in desk and a breakfast nook with relaxing views. Also offering great views, is the Florida room with a wall full of windows that leads out to the screened patio perfect for BBQs. ROOF 2024, HVAC 2015, WATER HEATER 2024 Central Vac with kitchen sweep station. SPRUCE CREEK PRESERVE is a fun, friendly, active, 55+, gated, gulf community, with pool, hot tub, pickleball, tennis, shuffleboard, fitness center, water aerobics, yoga, exercise groups, dinners, dances, pot lucks, bingo, bunco, cards, games, billiards, social and travel groups. Less than 5 miles to hospital, medical, groceries, restaurants, shopping, banking, gas, golf and miles of nature trails for biking and hiking. Ideal location for day trips from the Gulf to Atlantic and loads of places in between !! There is always something to do in Florida!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$264,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $211,920 | $211,920 | $211,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $133 | $133 | $133 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,410 | $1,408 | $1,817 |
Total Monthly Payment | $1,618 | $1,616 | $2,025 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.