16128 Lotus WAY, Punta Gorda, FL, 33982 | $489,000

Babcock Ranch Home with 4 Bedrooms, 3 Bathrooms, RARE 3 Car Air-Conditioned Garage, and fenced in yard! Sought after Cardinal Model energy-efficient home! This virtually new home is perfect because all the lighting, fans, window coverings, and finishes have been upgraded and done for you! Including thousands of upgrades done to the 3 garage with shelving, mini split air conditioning/heating system, and epoxy floors ideal for the car enthusiast and your golf cart! Perfect for families looking for room and space with 4 bedrooms or 3 and an office/flex space and 2, 181 SF living space. Open concept with a large living room overlooking the private fenced yard and patio through the sliding glass doors. The kitchen is open to the living room and has an island, lots of cabinets and storage space, large pantry, and dining space overlooking the yard. Large master suite with high tray ceilings and lavish bath with dual sinks, walk-in shower, and a huge walk-in closet! Each bedroom is generously sized for guests and family, and each is thoughtfully designed to have a bathroom with linen closets in two guest bathrooms. Relax in the private screened covered lanai overlooking the private yard and mature landscaping. Rare and yard to get in communities - a fenced in yard, great for privacy, kids, and pets. Leave the car behind and have some fun! GOLF CART – Babcock is designed for the ultimate everyday lifestyle with restaurants, parks, pools, schools, shopping, business, and downtown all accessible by golf cart. Babcock Ranch is the ideal spot to get to and do just about everything with a golf cart! Babcock Ranch, America’s first solar-powered town. Clean energy, and no need for a backup generator! Residents enjoy an array of amenities including resort-style pools with lap lanes & spa, state-of the-art fitness center, tennis center, community clubhouse with dining & more. The community showcases fantastic schools, Lee Health medical facilities, restaurants, shopping, parks, and world class amenities while embracing a quiet family-oriented atmosphere. There’s even a championship 18-hole golf course in Babcock National! Visit playgrounds and miles of nature trails, events at Founder's Square, the pool & clubhouses at Lake Timber and Cypress Lodge, and kayaking on Lake Babcock. All this in a one-of-a-kind community that invites residents to live their happiest, fullest lives. Babcock Ranch has food trucks and bands free in founders square every Friday and Saturday.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside
  • Year Built: 2022
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,174
  • Acreage: 0.18
  • Est. Taxes: $8,514
  • HOA Fee: $257 Monthly
  • View: Garden
  • Elem. School: East Elementary
  • Middle School: Port Charlotte Middle
  • High School: Charlotte High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: A4623189
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/A4623189/16128lotusway_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/9/2024 3:02:13 PM)
Listing courtesy of Compass Florida, LLC.   Phone: 813-355-0744

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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16128 Lotus WAY, Punta Gorda, FL, 33982

$489,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $391,200 $391,200 $391,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment $710 $710 $710
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,603 $2,570 $3,299
Total Monthly Payment $3,388 $3,355 $4,084

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.