Look no further, the perfect home is waiting for you. This updated 3 bed 2 bath Cape brings the warmth and elegance of modern updates but continues to have old world charm. Upon entering you see wood floors thoughout & are greated with a cozy foyer. Perfect to set down the back packs or take a seat to remove your shoes. Inside we have an open Living room and Dining area with fireplace. Tons of natural light from the windows. Granite & SS in kitchen along with gas cooking. 2 Bedrooms on main level with Full bathroom. Upstairs can be the primary retreat or a perfect spot for someone with a little more privacy having a small reading nook area and full bath. Tons of storage. Den with vaulted ceiling and sliders out to the back yard. Also attached is the newly finished 2 car garage with access to the back yard as well. Off the kitchen you will find the perfect Sunroom that goes out to the new trex decking stoop. Brick patio outback is the perfect spot to entertain & enjoy. New Ductless CAC, Gas Heating & cooking. West Islip Schools.
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Our Executive Mortgage Banker:
Our Insurance Division:
$669,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $535,200 | $535,200 | $535,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $962 | $962 | $962 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,561 | $3,516 | $4,513 |
Total Monthly Payment | $4,615 | $4,570 | $5,567 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.