ACCEPTED OFFER-INSPECTIONS DONE-CONTRACTS OUT. . . . Right in the heart of desirable Balmville, this 2 owner home has a lovely, unique floor plan, with a grand entry foyer and a sunken living room that leads to a step up again, into a formal dining room. The large eat-in kitchen has tons of cabinet & counter space, a built-in desk and a pocket door separating it from the dining room. A hallway off the foyer leads to a laundry room with more cabinets, a coat closet and exterior door to the side yard. Off the kitchen is a large family room with a wood burning fireplace. This room has sliders that lead into the oversized sunroom w/its own separate heat & AC. The second floor has 3 bdrms plus another very large Primary Bedroom, with a newly remodeled en suite bathroom. Full walkout basement leads to a patio and large level yard. Take evening walks around the loop and enjoy the gorgeous scenic views of the Hudson River! Great house, Great Location for a Great price!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $468,000 | $468,000 | $468,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $833 | $833 | $833 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,844 | $2,844 | $3,698 |
Total Monthly Payment | $3,769 | $3,769 | $4,623 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.