This spacious home built offers a perfect blend of space, comfort and style. *Up to 1% lender incentive available for qualified buyers!* The open floor plan seamlessly connects the kitchen, dining, and family rooms, creating an ideal space for gatherings. The kitchen features grey cabinets, granite countertops, a center island with seating, stainless steel appliances, and a walk-in pantry with custom wood shelves. A guest bedroom with nearby bath and additional non-conforming bedroom downstairs offer flexibility for a playroom, office, or craft room. Upstairs, the master suite boasts dual walk-in closets, a garden tub, tile shower, and dual vanities. The upstairs landing provides a flexible living space, along with a convenient laundry room equipped with a sink. The home includes a custom drop zone, covered patio, and a fenced backyard with vinyl fencing. Ceiling fans, 5'' baseboards, and blinds are installed throughout. Bannon Lakes offers wonderful amenities for all ages, amenities center around a 63-acre lake system at the centerpiece of which is the community's 6-acre "Island" amenity center with a 4, 000-square-foot clubhouse and 5, 000-square-foot pool. The Island also offers a fitness center; playground; tennis, sport and pickle ball courts; two dog parks; and a walking trail around the perimeter. The community is a convenient drive to Jacksonville, St Augustine Outlets, Downtown Historic St Augustine and the beaches. Just a few minutes drive and residents enjoy easy access to Publix supermarket, Costco, local retail services, shopping & dining!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $564 | $564 | $564 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,773 |
Total Monthly Payment | $3,583 | $3,580 | $4,429 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.