Welcome to Stone Hill Cottage. Meander down the stone lined driveway to this classic saltbox cottage. Located on a quiet street set back from the road. As you arrive you notice the red front door flanked by pink and white hydrangea. Enter the home through the antique front door with black iron details into a generously sized living room. The pickled wood floors, built in bookcases and wood burning fireplace add to the elegance of the room. The dining room offers a festive place to gather with a modern light fixture adorning the space, and yet another wood burning fireplace. A screened in porch offers the perfect place for morning coffee and paper. The porch is tucked on the side of the house in where you can listen to the sounds of nature: bird song and a babbling nearby brook. The kitchen sits on the backside of the house with easy access to the yard for additional for gathering spaces. The kitchen offers a large picture window which allows light to flood in. The first floor offers a bedroom that has a connecting ensuite modern full bath making one level living possible. Pop upstairs where there are two generously sized mirror image bedrooms. Light floods in both, with ample closets space. The generously sized bedrooms offer ample room to make them multi purpose, easily add a sitting, play or work area to the space. Stone Hill Cottage was designed to give you impression the house is an antique, when it was in fact built in the 1950s. Making the home more modern and practical, yet still incredibly charming. Outside great care was taken in the landscaping. Apple, pear and peach trees line the back lawn. Organic rock formations provide great entertaining spaces or room to play. The classic and elegant outdoor patio features slate and a tasteful white pergola. A simply elegant place to gather with friends and family. On over 6 acres, this home offers you privacy but yet only minutes to the center of West Cornwall, shops, restaurants, the picturesque covered bridge, and the desirable Cream Hill Lake.
Type | Level |
---|---|
Bedroom 1 | Upper |
Bedroom 2 | Upper |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $621,600 | $621,600 | $621,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $513 | $513 | $513 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,136 | $4,131 | $5,242 |
Total Monthly Payment | $4,741 | $4,736 | $5,847 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.