Experience a quiet country lifestyle in this 5 bedroom Colonial house on over ten acres and only 5 minutes from the vibrant Chatham Village. This house has it all with a first floor primary suite with en suite bath with walk-in shower, a large walk in closet, laundry room & very spacious bedroom with radiant heated floors, air conditioning & doors opening to a private outdoor deck with a vaulted ceiling. The kitchen with ample counter space & a separate pantry is adjacent to the dining room & family room with a half bath, gas fireplace & doors to the outdoor deck, ideal for dining & entertaining. The living room has a wood stove for keeping warm all winter. Just inside the entrance from the two car attached garage is an office, perfect for working from home. A lovely staircase leads to the second floor with large four bedrooms, one with an en suite bathroom & an additional full bath in the hall. The full attic provides storage space with easy access. A large dry, walk out full basement is perfect for a workshop, studio space or could be additional living space with easy access to the outdoors. A new automatic house generator provides protection from any power outages. The 1, 800 square foot barn has water, extra electric service, a heated insulated room & an additional second story storage space. This versatile building can be used for animals, as it was in the past for cows, sheep, pigs & horses or for cars with a lift & easily accessible grease pit or easily re-imagined for any type of agricultural, work or studio space. A non-working in ground pool and pool house could be brought back into use. There are endless possibilities for this property in this area rich with farm stands, orchards, restaurants, hiking, theatre & cultural activities. An ideal location only 25 minutes to Hudson & Amtrak or to the Berkshires. Restaurants, cafes, movie theatre, shops, wine store, brewery, grocery, co-op, pharmacy-- just 5 minutes away on Main Street in the quaint Village of Chatham. Only minutes from the Taconic Parkway & 2 hours to NYC.
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Our Executive Mortgage Banker:
Our Insurance Division:
$745,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $596,000 | $596,000 | $596,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,965 | $3,961 | $5,026 |
Total Monthly Payment | $4,057 | $4,053 | $5,118 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.