Step into this charming Cape-style home that exudes character and timeless appeal. This 2-bedroom, 1. 5-bath home offers a spacious front-to-back living room, perfect for both relaxing and entertaining. The formal dining room boasts classic archways and a built-in hutch, adding a touch of elegance to every meal. Hardwood floors flow throughout the home, hidden under the existing carpet, waiting to be revealed and restored to their original beauty. The light and bright den off the living room makes for an ideal home office or cozy reading nook. The eat-in kitchen provides a comfortable space for casual dining. Upstairs, the generous primary bedroom offers a small adjoining room, perfect for conversion into a walk-in closet. Storage is plentiful throughout the home, ensuring every room feels spacious and uncluttered. Outside, a deck overlooks the open, level lot, providing a great space for outdoor gatherings or simply enjoying the serene surroundings. The home also features an attached 1-car garage for added convenience. Recent updates include a newer roof, windows, 100-amp electrical panel, oil tank, and garage door, giving peace of mind to the new homeowner. With some updates and personal touches, this home is ready to be transformed into a warm and inviting haven in a convenient location. Don't miss the chance to make this classic Cape your own! Property to be sold in AS IS condition. Property to be sold in AS IS condition.
Type | Level |
---|---|
Bedroom 1 | Upper |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,920 | $183,920 | $183,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $494 | $494 | $494 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,224 | $1,208 | $1,551 |
Total Monthly Payment | $1,793 | $1,777 | $2,120 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.