In the heart of the Oneck Estate section of Westhampton Beach Village, this 4-bedroom, 3-bathroom (plus den/office) turn-key home is one not to be missed! Set on +/- 0. 6 acres with an inviting crescent driveway and sprawling front lawn, this completely updated ranch offers one-level living with flexible bonus square footage in the finished lower level. The vaulted ceiling and oversized windows of the great room provide an abundance of natural light for the living and dining spaces and easy flow between the outdoor patio and kitchen, complete with high-end appliances and a charming breakfast nook. With 4 spacious bedrooms, an additional room allows for a den/home office/gym with closet space for storage. Enjoy the private back yard and a dip in the heated pool surrounded by mature landscaping and flowering perennials. All within a short distance to vibrant Westhampton Beach's Main Street with boutique shopping, restaurants, and the Performing Arts Center. Access to Rogers Beach is within 2 miles, with seasonal amenities such as concessions, changing areas, and lifeguards.
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $2,000,000 | $2,000,000 | $2,000,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $1,069 | $1,069 | $1,069 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $11,356 | $12,477 | $16,742 |
Total Monthly Payment | $12,549 | $13,670 | $17,935 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.