245 Grove STREET, Umatilla, FL, 32784 | $245,000

One or more photo(s) has been virtually staged. PRICE REDUCED! Welcome home to this charming three bedroom 1. 5 bath home centrally located in the quaint and quiet town of Umatilla! This house has mature landscaping, friendly neighbors, and it's on a wonderful side of town for you to enjoy. Commuting to the grocery stores, several independently owned restaurants and schools is simple as both are a very short distance away. Perfectly crafted for the family that needs room to grow and room to play. Whether you are looking to expand your investment portfolio or wanting to have something you can make your own, this one is a blank canvas. Recently painted inside and out, newer HVAC unit, newer ROOF, new VINYL flooring in the living areas, and it is RE-PLUMBED! The garage has been converted into living space, this additional room could be used as a den, family room or extra bedroom. Down the hall, you will find 2 more generously sized bedrooms, the primary with the half bath, and both with easy access to the 2nd full bath. The home opens up to an expansive living room that includes a dining area with kitchen off to the side. There is a large utility room off the dining room with a washer/dryer hookup, and a sink for added convenience. Off the utility room is a large screened porch, used as an outside retreat to gather with friends or set up as a game room. Enjoy the extra space on the porch by utilizing the attached storage area for the extra outside equipment and supplies. It’s easy to enjoy the peace and quiet this property brings while still being close enough to major highways and all the modern conveniences you could ever need. This home is ready for you to move in immediately, so book your viewing today!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Laundry: Inside
  • Year Built: 1986
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,272
  • Acreage: 0.13
  • Est. Taxes: $2,055
  • Elem. School: Umatilla Elem
  • Middle School: Umatilla Middle
  • High School: Umatilla High
  • Pet Policy: Yes
  • Appliances: Range, Refrigerator
  • MLS#: S5112370
  • Days on Market: 52 days
  • Website: https://www.raveis.com
    /prop/S5112370/245grovestreet_umatilla_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/12/2024 7:32:07 PM)
Listing courtesy of La Rosa Realty LLC   Phone: 321-939-3748

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

245 Grove STREET, Umatilla, FL, 32784

$245,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $196,000 $196,000 $196,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.412%
Monthly Tax Payment $171 $171 $171
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,337 $1,303 $1,667
Total Monthly Payment $1,583 $1,549 $1,913

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.