MAINTENANCE UNDER $2, 000 and 80% FINANCING ALLOWED!! Welcome to 446 East 86th Street, Unit 11C, a turn-key one-bedroom, one-bath coop apartment, perfectly situated near the East River in a convenient Upper East Side location. This high floor home showcases eastern-facing views of the East River and the Robert F. Kennedy Bridge from all rooms, offering a serene backdrop to everyday life.
As you enter this bright, inviting apartment, the foyer with hall closet leads into a spacious living/dining area with large windows that frame stunning East River views. Built-in shelving flanks the windows and a thru-the-wall A/C unit ensures the space remains cool and comfortable. A thoughtfully integrated console with storage offers an ideal spot for displaying artwork or placing your entertainment system. The windowed kitchen is well-equipped with a full-sized refrigerator, four burner gas stove, microwave, and space to add a dishwasher.
The white tiled bathroom features a soaking tub/shower combination. The generously sized bedroom with thru-the-wall A/C easily accommodates a king-sized bed. A large closet with overhead shelving provides ample storage.
446 East 86th Street is a full-service cooperative offering a 24-hour doorman, live-in superintendent, individual storage (as available), laundry room, and bike room. The building allows pets with board approval and offers subletting after two years. Pieds-Ã -terre are considered on a case-by-case basis. 80% financing is allowed. Situated in the heart of the Upper East Side's Yorkville neighborhood, this residence places you in close proximity to the peaceful green spaces of Carl Schurz Park, The East River Esplanade, Asphalt Green Sports Center, and all the conveniences this vibrant area has to offer. Whole Foods, Fairway Market, and Target are all within easy reach. The Q and 4/5/6 trains, excellent bus routes, and CitiBike stations make commuting a breeze.
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Our Executive Mortgage Banker:
Our Insurance Division:
$510,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $408,000 | $408,000 | $408,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,479 | $2,479 | $3,224 |
Total Monthly Payment | $2,571 | $2,571 | $3,316 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.