Beautifully maintained and updated New England Colonial home. Situated on a generous 0. 75+/- acre corner lot in a desired location, off the beaten path but walking distance to village amenities, The Hardwick Trails offering 6 miles of public nature trails and access to the VTrans Rail trail system! As you enter the main foyer you feel welcomed home. The 1st floor has a circular floor plan providing well-appointed spaces & Natural Acadia Engineered Hardwood Floors. You are immediately drawn to the pillared divider that flows into the light filled formal dining room. The galley style kitchen has plenty of counterspace and the large pantry provides extra storage. The spacious living room is the width of the home providing several options of layouts. Head up the center staircase to the 2nd level to find a tin ceiling, decorative shiplap wall to the upstairs foyer, 3 well suited bedrooms, the full updated bathroom with tiled floors and stackable laundry. The 3rd level is a wonderful expansion of living space providing 2 more bedrooms and a wood walled study, this level could be closed off from the main house if not needed. The back stone patio has a great sense of privacy as it faces the undeveloped field of the neighbor. The front porch is the best spot for afternoon sun or watching the nightly sunsets. Access to the attached 2 car garage plus storage is via the mudroom, a necessity for Vermont living! A turnkey village home that checks all those boxes!
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $453 | $453 | $453 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,076 | $2,665 |
Total Monthly Payment | $2,630 | $2,604 | $3,193 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.