Under contract-accepting backup offers. Welcome to your charming 1, 008 square foot single-family home in Port Charlotte! This delightful residence features 2 bedrooms, 2 bathrooms, and an attached single-car garage, offering a comfortable and convenient living experience. As you step through the front door, you'll be greeted by a cozy living room with plush carpet flooring. The space seamlessly transitions into the heart of the home—the kitchen. This well-appointed kitchen boasts a dining area, an abundance of raised-panel cabinets, a breakfast bar, and sleek solid surface countertops. Enjoy the modern touches of stainless steel appliances, including a refrigerator and stove, and the practicality of wood laminate flooring and a new walk-in pantry closet. A standout feature of this home is the versatile bonus room located at the back, accessible from the kitchen. With two closets, this space can easily serve as a third bedroom or a multifunctional area to suit your needs. The primary bedroom is a serene retreat, complete with a large built-in closet and an en-suite full bathroom. The guest bedroom is generously sized, accommodating a king-sized bed with ease, and includes its own built-in closet and access to a second full bathroom. Step outside to your private outdoor oasis—a patio area with a charming walkway leading to a gazebo, anchored on a tiled patio. The expansive fenced backyard is perfect for pets and children, providing a secure space for play and relaxation. Additionally, a 10x10 shed equipped with electricity offers ample storage for lawn equipment and more. Other notable features of this home include a new roof installed in 2023, hurricane shutters for peace of mind, a 2019 A/C system, and repiping completed in 2006. The attached single-car garage also houses the laundry area for added convenience. Conveniently located only minutes from Cocoplum shopping and restaurant district on US-41, including Publix, Walmart, Home Depot, Aldi, and over 30 more stores and restaurants - with easy access to I-75, beaches, golf, two baseball stadiums - spring training home of the Tampa Bay Rays and the Atlanta Braves - and minutes to downtown historic Punta Gorda or beautiful Venice and Sarasota.
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Our Executive Mortgage Banker:
Our Insurance Division:
$230,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $184,000 | $184,000 | $184,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $91 | $91 | $91 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,255 | $1,223 | $1,565 |
Total Monthly Payment | $1,420 | $1,388 | $1,730 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.