This stunning Energy Efficient 4-bedroom, 3. 5-bathroom home offers comfort and versatile spaces for every lifestyle, located close to Southern Oaks Golf Course, and zoned for Wren Schools! Relax on the rocking chair front porch before stepping into the foyer, showcasing beautiful hardwood floors that flow into the formal dining room with a trey ceiling and the carpeted living room/study with a coffered ceiling. The gourmet kitchen features granite countertops, 42" cabinets, and stainless steel appliances, including a gas range, refrigerator, built-in microwave, and dishwasher, plus a breakfast bar and adjacent breakfast room for casual dining. –The main-level primary suite is a serene retreat with a cozy sitting area, trey ceiling, and ensuite bathroom, complete with double vanities, tile floors, a tile shower, and a large garden tub. —The laundry room is conveniently located and comes with a front-load washer and dryer. The two-story great room is the heart of the home, featuring a gas log fireplace and ceiling fan, perfect for gathering. Step outside to the sunroom with a 4-panel track system, leading to an oversized stamped concrete patio in the fenced backyard, ideal for outdoor entertaining. A half bathroom with a pedestal sink is located downstairs for guests. —Upstairs, you'll find a guest suite with a private bathroom, plus two additional bedrooms and a full bathroom. Additional features include a 2-car garage with loft storage, Tankless Water Heater, Spray Foam Insulation, shed. This home is a must-see!
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Our Executive Mortgage Banker:
Our Insurance Division:
$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $159 | $159 | $159 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,661 | $2,659 | $3,373 |
Total Monthly Payment | $2,912 | $2,910 | $3,624 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.